Can a Co-Applicant Have an Eviction and Still Secure an Apartment?

Can a Co-Applicant Have an Eviction and Still Secure an Apartment?

Oaklakeapts.com

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Co-applicants with evictions can still apply for an apartment.However, it will likely make the application process more difficult, and the co-applicant's chances of approval will depend on several factors.

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Eviction Type Matters: 

Non-payment evictions are viewed more seriously than other reasons. Clarify the circumstance to the landlord.

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Consider the Eviction's Age: 

Evictions older than seven years are less concerning. Recent evictions may pose more challenges.

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Explain the Reason: 

Provide a reasonable explanation for the eviction, such as job loss or a medical emergency.

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Credit Score and Rental History: 

A good credit score and positive rental history can mitigate concerns about an eviction.

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Landlord's Discretion: 

Ultimately, the landlord decides. Some may be more forgiving; others may have strict policies.

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Be Upfront: 

Transparency is crucial. Hiding the eviction is not advisable. Explain the circumstances openly.

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Provide Documentation: 

Supporting documents, like proof of resolved financial issues or court paperwork, can strengthen your case.

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Offer More Security or Rent: 

Offset concerns by offering a larger security deposit or agreeing to higher rent payments.

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Consider a Co-Signer: 

A co-signer with good credit can boost your application's credibility.

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Each situation is unique. By being honest, providing documentation, and considering these strategies, you can enhance your chances of success.

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Read also this article: How Does Breaking Your Lease Affect Your Rental History?

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Does Eviction Affect a Cosigner? Financial and Legal Consequences

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